Property and Casualty Insurance FAQs What is Property and Casualty insurance? Property and Casualty insurance is a type of insurance that protects individuals and businesses from losses or damages to their property, belongings, or assets due to unexpected events such as theft, fire, or natural disasters. What types of insurance fall under Property and Casualty insurance? The types of insurance that fall under Property and Casualty insurance include home insurance, auto insurance, business insurance, liability insurance, and renters insurance, among others. Why do I need Property and Casualty insurance? Property and Casualty insurance is essential because it helps protect your assets and mitigate risks. Without this insurance, you could face significant financial losses due to unforeseen events. How much does Property and Casualty insurance cost? The cost of Property and Casualty insurance varies depending on several factors, such as the type of coverage, the value of your assets, your location, and your claims history. How can I find the right Property and Casualty insurance for my needs? To find the right Property and Casualty insurance for your needs, it's essential to evaluate your assets and risks and compare quotes from different insurers. You can also seek advice from an insurance agent or broker to help you choose the best coverage. About the Author True Tamplin, BSc, CEPF® Facebook Linkedin Instagram Twitter Youtube True Tamplin is a published author, public speaker, CEO of UpDigital, and founder of Finance Strategists. True is a Certified Educator in Personal Finance (CEPF®), author of The Handy Financial Ratios Guide, a member of the Society for Advancing Business Editing and Writing, contributes to his financial education site, Finance Strategists, and has spoken to various financial communities such as the CFA Institute, as well as university students like his Alma mater, Biola University, where he received a bachelor of science in business and data analytics. To learn more about True, visit his personal website or view his author profiles on Amazon, Nasdaq and Forbes.